Straight-down aerial view of a tree-lined Long Island neighborhood with backyard pools

Free Guide for Long Island Home Buyers

Buying a Home
Starts With a Plan

The Home Buyer's Blueprint walks you through financing, finding and purchasing the right home, so you know your numbers before you fall in love with a house.

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20+ Years Helping Long Island Buyers
Real Estate Broker + Mortgage Loan Officer
One Point of Guidance From Search to Closing

What's Inside the Blueprint

The major stages of buying a home, and the questions worth asking at each one.

01

Know What You're Solving For

What you need the home to do for your life before you start scrolling listings — so every showing has a purpose.

02

Affordability Beyond the Purchase Price

Your real monthly housing expense, and why what you can afford and what you're comfortable spending aren't always the same number.

03

Preapproval and Mortgage Options

Conventional, FHA, VA and jumbo, and how to choose the strategy that fits you, not just the lowest advertised rate.

04

Your Cash Plan

Down payment, contract deposit, closing costs and reserves, plus the money you'll want the day after closing.

05

Building the Right Offer

Reading the local market and why the highest offer isn't always the strongest one.

06

Accepted Offer to Closing Day

How New York contracts work, the mortgage process, and how inspection, appraisal and title differ.

Bonus

A Build Your Buying Plan worksheet to turn it all into your own strategy.

Valerie White, Long Island Real Estate Broker and Mortgage Loan Officer

Meet Valerie

Guidance From Planning Through Closing

I'm a Licensed Associate Real Estate Broker with Signature Premier Properties and a Mortgage Loan Officer with NMB Now Mortgage. For over 20 years I've helped Long Island buyers look at the whole picture, so the home search and the financing aren't two separate decisions. You get one point of guidance from your first question to the keys.

Classic Long Island home with a white picket fence and landscaped garden

Ready to Start Planning?

You don't need to have every answer to begin. Start with the Blueprint.

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